Affirm
Buy now pay later that customers already trust
★4.2/5
Visit Affirm →Customer FinancingPopularFree plan
✓
Best for
Contractors doing big-ticket jobs where a recognizable financing brand helps close deals
–
Not great for
Small-ticket service businesses the merchant fees are not worth it under $500 jobs
About Affirm
Affirm is one of the most recognized buy-now-pay-later brands in the US. Customers already trust the name which increases conversion on big-ticket jobs. Contractors offer Affirm at point of sale so customers can finance HVAC replacements, roofing jobs, and other large projects.
Pricing
Prices shown billed annually. Monthly billing is typically 20–30% higher. Verify on Affirm's website →
No monthly fee
Merchant fees per transaction
Free
0Features
✓PaymentProcessing
✓MobileApp
✓FreePlan
Who it is built for
HvacRoofingElectricalPlumbingGeneral contractorPool serviceFlooring
Best fit for businesses with 1–500 employees
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